Terms & Conditions | Privacy policy

Legal Action on Illegal Usage:
We track your IP & geo location of your logins every single time and are saved in our database for security. Any illegal use, if found, we might first terminate your a/c and might take Legal action on you if the case is in severe breach of ours & Gov's terms and conditions.

In using this website you are deemed to have read and agreed to the following terms and conditions:
The following terminology applies to these Terms and Conditions, Privacy Statement and Disclaimer Notice and any or all Agreements: "Client", "You" and "Your" refers to you, the person accessing this website and accepting the Company's terms and conditions. "The Company", "Ourselves", "We" and "Us", refers to "Party", refers to both the Client and ourselves, or either the Client or ourselves. All terms refer to the offer, acceptance and consideration of payment necessary to undertake the process of our assistance to the Client in the most appropriate manner. Any use of the above terminology or other words in the singular, plural and/or he/she or they, are taken as interchangeable and therefore as referring to same. By becoming a registered user of and our affiliate sites, you agree to be contacted by and our affiliates via communication modes including but not limited to email, SMS, MMS, and telephonic calls.

Recharge/Bill Payment/Money Transfer and Pending Transactions:
The following terminology applies to these Terms and Conditions, Privacy Statement and Disclaimer Notice and any or all Agreements: has tied up with a third party enabler for the recharge and Bill Payments. is not responsible for any delay, pricing or cancellation of recharge from mobile operators end. Though, best efforts are made to keep the service above acceptance levels. User is solely responsible for the selection of mobile operator and the recharge/bill payment amount. is not responsible for talk-time given against recharge done through as this is purely at mobile operator's disposal.
Money TransferServices (DMT): T+2 working day All Other Services: T+1 working day


User Account:
In order to access the features of or use the Services, we will have to create a Virtual Wallet. You represent and warrant to that all information you submit when you Reigister user on portal that information accurate, current and complete. If has reason to believe that your USER Account information is untrue, inaccurate, out-of-date or incomplete, reserves the right, in its sole and absolute discretion, to suspend or terminate your Account in any time without giving any prior notice. For use or access services of you have to maintain minimum amount of Rs.0 in wallet(Rs.1000 Maintain Wallet in DISTRIBUTOR & API PARTNER). If customer surrenders his branch id before 3 years then amount Rs.1000 (including training ,marketing User account maintain and service serve etc. ) will be nonrefundable. There is No registration Charge taken by or in behalf of .

Payment/Wallet:
We accept 24x7 billing system available for neft and imps. Remember we only payment directly from bank not from any 3rd party website.
Visa and Master Credit Card, Debit Cards and Net banking as mode of payments which are processed through our payment gateway partner. No information pertaining to payment is shared with us as you fill all the payment related information on your bank's site.
in case payment gateway any transaction dispute and dispute closed, amount will be debit from your wallet.
in case your wallet balance insufficient, transaction amount you will be pay our bank account.
otherwise company legal action for your against.


Eligibility:
The services are not available to persons under the age of 18 or to anyone previously suspended or removed from the services by . By accepting these Terms & Conditions or by otherwise using the Services or the Site, You represent that You are at least 18 years of age and have not been previously suspended or removed from the Services. You represent and warrant that You have the right, authority, and capacity to enter into this Agreement and to abide by all of the terms and conditions of this Agreement. You shall not impersonate any person or entity, or falsely state or otherwise misrepresent identity, age or affiliation with any person or entity.

General Provision:
All the terms and conditions between you and shall be governed by the law of India. By visiting , you agree to the laws. Any dispute of any sort that might arise between you and or its affiliates is subject to Ludhiana jurisdiction only.

No Refund Policy:
We donot have any refund policy, funds transferred to us will never be refunded. So kindly test our services well before making any future transactions.

Account Termination / Change on Margin:
we reserves the rights to modify/change any plan cost anytime without prior notification to their customers. We also reserves the rights to increase/decrease margin/surcharge on any operator anytime without prior notification to their customers. We also reserves the rights to terminate/suspend any of their customer account on violation of our terms and conditions or abuse or any harassment or if customer do not take any recharge balance for more than 1 year or customer uses our services on non-B2B website/portal/app. Pre-approval is required for B2C website/portal/app. No refund will be provided in all cases and if there is any amount of remaining balance left in customer account on our website, same will be converted to zero or nil and no refund/redeem will be given to customer. One recharge transaction and one payment transaction is mandatory in every 90 days, if user has not done any recharge and payment transaction in last 90 days, his/her account will be terminated/suspended automatically by our system. Our Terms & Conditions may change often, so kindly check out the page once in a while before making any commitment.